Veterans Day 2026: What’s Open, What’s Closed—Banks, Post Offices, Retail & More

With Veterans Day falling on Wednesday, Nov. 11, many Americans are wondering, “What is closed on Veterans Day?” Below is a quick-scan guide to the major closures and service changes you can expect this year. Banks and Credit Unions Most banks—including major institutions such as JPMorgan Chase, Bank of America and Wells Fargo—will be closed on the federal holiday. Online banking platforms and ATMs remain available, but branch lobbies and drive-through windows will not reopen until Thursday. U.S. Postal Service and Shipping As a federal holiday, the U.S. Postal Service suspends mail delivery and retail counter service for the day. UPS stores keep normal hours, and most FedEx Office locations stay open, although FedEx Express and Ground pickup/drop-off operate on a modified schedule. Government Offices Non-essential federal, state and local government offices—including DMVs, courts and public libraries—are closed. Emergency services continue to run, but offices handling permits, records and other administrative tasks resume regular hours the next business day. Schools Public K-12 schools and many colleges observe Veterans Day, giving students and staff a mid-week break. Private institutions set their own calendars, so check local announcements for exceptions. Financial Markets Wall Street stays active: the New York Stock Exchange and Nasdaq trade on their normal 9:30 a.m.–4 p.m. ET schedule. By contrast, the U.S. bond market follows the SIFMA holiday calendar and is fully closed for Veterans Day. Investors should plan fixed-income orders for the preceding or following session. Trash Collection and Public Utilities Most municipal trash and recycling routes shift to the next business day. Power, water and gas utilities remain on call, but customer-service desks usually close. Retail Stores and Restaurants Big-box retailers such as Walmart, Target and Costco stay open, often with regular hours, and many restaurants run Veterans Day discounts for active-duty personnel and retirees. Because hours can vary by franchise, it’s wise to confirm with your local store. Parks and Recreation All National Park Service sites waive entrance fees on Veterans Day, making it an ideal time for a free fall outing. Key Takeaway Veterans Day closures primarily affect banks, government offices, schools and mail delivery, while most retailers and stock exchanges stay open. Checking specific hours ahead of time will help you avoid holiday hiccups and make the most of the mid-week break.